no you dont have a rotten outlook, you are a reallist, i am not averse to giving to charity but i only "give" to organisations that have worked with me, mental health drop-in centres, food kitchens, homeless day centres, night shelters, ect, i know they are desperatly underfunded as i have been there, on the recieving end, so my contribution is to help out when i can, with my time, not cash.