I really hope your problem gets sorted soon SplitImage...

Insurance is great to have but the companies negotiate to their own advantage always.

If people the world over stopped paying their premiums for just one week the insurance companies would completely fold. They are money grubbing ratbags

There is only one way to win with them and that is to be a policy holder and investor that way you get both ways of claiming...

I still think Australias National Health Scheme is better than that of any other country and because of it those who can't afford health insurance still get medications and good medical care...that is only fair