Be responsible with your finances......if you don't have the money to pay for something, don't buy it (other than maybe your house).

Knowledge is a powerful tool when used for good. It can be your ticket out of where you have been, but if not careful, it can be a ticket to places you don't want to be if knowledge is not combined with common sense & a good knowledge of right & wrong.

Learn from your mistakes. We all make mistakes. I try never to make the same mistake twice, but I sure am able to find enough other mistakes to make that keep me busy learning.

It's much better to be honest in a diplomatic way than it is to tell a lie trying not to hurt someone. It takes more effort on our part to be diplomatic, but it's better for everyone in the long run.