1. Never make important decisions when you're upset.
2. Live below your means, so you don't have to work like a donkey all you life. Simplicity is better
3. If you're in a partnership - remember what you loved about them when you 1st met and keep this alive. A relationship is like a plant - you need to nurture it.
4. Keep credit card spending minimal and use cash only most of the time.
5. Live in the moment -mindfulness.