Hey, Sugahorse,

Sure am sorry to hear of your crash, and happy you emerged (relatively) unscathed. The other guy's insurance will pay for a new car. Not a problem. My work in the past has involved me in analyzing traffic accidents. It's amazing not only how many there are, but how many people don't drive defensively, don't drive expecting other drivers to do truly dumb things. When you're behind the wheel, pretend that every other driver on the road is drunk. And if that means you drive more slowly, then you do it. Anyway, it's good to know you're basically okay. And I hope you get a lovely new car. Take care!