Thanks everyone. I appreciate every single word. Your experience and ideas have been helpful.

I think spouse and I have been naive to think we could keep this house. We've lived here over 20 years and it's understandable we would not consider leaving it.

It's 2 weeks to foreclosure. If we sold it cheap enough, maybe we could get good equity. (It's in a desirable part of town) Certainly better if we had time to properly market it. We really should have done this months ago, but we didn't, and we can't worry about what's done.

I have more thoughts on this, but I must return to getting my resume out today. I spotted a job that I have a good skill set for. These type of jobs never stay there for long, so I must strike while the iron is hot.

Much weight has been lifted off of me by posting here. A genuine thank you to you all.