I thought of that seeker (insurance) however, any points she gains as a juvenile drop off on Nov. 21st. so it shouldn't increase.
the car was a present by me and her father based on an agreement we had when she started jr. high school. she's been an awesome teenager and held her end of the deal, so we did ours. she said it's helped her to make some pretty good decisions at some pretty rough times.
thanks!
kd