I pay $875 a month to cover myself and my two daughters. This is a huge expense that is really eating into my savings. I only get this coverage for 18 months and then my COBRA runs out. Not sure what I'll do then. I like to make a lot of my own health care decisions so I would have a hard time with big brother deciding everything for me. But I guess it would be better than having no coverage. Beggars can't be choosers.