My oldest sister has agreed to loan us the remainder of the money to get us current on our mortgage. I no more told her of our dilemma and she said, "How much do you need? I'll transfer it to your account tomorrow". I lost it, I started crying. I was feeling the love, I was so feeling the love. She didn't hesitate for one minute. Told us not to worry about paying her back until we were in a position to do so.

Of course, this doesn't solve all our problems, but it is a way we can go if we don't qualify for any of the available modification programs. And I hear there's a new program coming down the pipe to help the unemployed stay in their house longer. We have a few days of breathing room to map out our next course of action.

It's helped a lot to write about our financial woes here. The support is appreciated, more than you know.