Bridgie said: Bridgie's very right, raini. It's NO individual's fault if they can't make enough money these days. Tell H that he can't blame you for money problems, and you can't blame him. Like your parents or grandparents during the Great Depression. No one would ever think of blaming them for what they went through in 1933 or 1935. And that's what we've got on our hands right now. Keep in mind that in those days they didn't HAVE social security. Yes, you have to go through a lot to get on the SSD rolls. But you WILL get it. Any month now. If you can just hold on for a little while longer, you won't have to self-terminate. Your 18-year old ought to be looking for a job and contributing to expenses, though he or she will have a tough time too. And your H really does need to understand the pressure that everyone is under these days, if they don't have millionaire parents or haven't won the lottery. Take care.