I agree, googley. That is really obnoxious to be told that and shows a lack of understanding of today's world, not to mention a lack of empathy. Yeah, we could not take loans and not go to college and end up having unskilled jobs, or we could take a loan and become psychologists (or whatever). For my own daughter, her loan helps pay the difference between in state and out of state tuition. We told her if you go out of state, you need a bigger loan and she went into it with eyes wide open. Plus, she has worked hard to get 3 scholarships, so she is definitely helping out. Now, if only she could get a part-time job while she is in school. Luckily, she did get a summer job here at home, but it was nothing related to her future career so won't help her get a job when she has graduated. Many students she knows do unpaid "internships" in the summer, where essentially the company gets free labor and the student doesn't get a penny. What a racket!!