My family is struggling with financial hardships right now as well. We lost our house in 2008 and we can no longer make payemnts on my van so that will be getting repoed soon. I just try to take it day by day, sometimes it is very overwhelming. I used to work as a Financial Analyst, but things became so bad when I couldnt find work I actually had to work at Abry's. It was horrible!! I just work as hard as I can at whatever I am doing, if you are honestly doing to best you can with what you are given at some point it will work out. I try to stay busy, cleaning the house, walking..whatever. Sometimes it is nice to get lost in a book, especially if it is a story about someone persivering through hard times. Makes me not feel so alone, and sometimes aware of how I may not have it quite as bad as I thought. Hang in there!!