Ugh..I got a call from the bank that carries my car loan. We are behind on payments and they are calling me at work...we are trying to work out a payment plan so I dont loose my car, but they made me feel horrilbe. The woman was telling me that she made less money than me, was a single mom, and she could pay her bills. She told me to go look for help from the United Way or churches. The vision in my mind of standing outside of a church begging for money makes me want to cry...I did cry...all night. I know how you feel. Right now it is unbearable.