If it was one car payment it would be one thing but it is several and she's close to getting it repoed and insurance. I haven't ruled out helping but if I do it will be behind my BF's back and I just don't think I can do that.

She has a job in the works and maybe another friend that may help. I just know that in that past I have made it easy for her and found out she even laughed about it behind my back.

She's a bit older now and I hope wiser but as much as I love her so very very much and it pains me to even think of what it is like for the kids. She's a good mom...just doesn't have the discipline with her finances.

I'm trying not to be the enabler....that is why my BF is against it. He believes in the "tough love" theory. I ask...tough on who, right?

I would LOVE to see a T but have tried and then let it slide...my bad

I really appreciate the hugs and input from you all. I'm still on the fence....problems at home or problems with her??