hi golden, i don't think their reasoning would fly in a court of law re why they can call your work. REGARDLESS, don't giv'em your cell numbers tho. did you check the repo laws in your state? a word of caution, the ppl calling you are from a bill collector company. do not make any payments to them. if you all decide to keep the car only pay the company that gave you the loan. too long to explain but the collectors will tell you anything to get your money or get away with calling you. do not believe what they say.
keep us posted. 
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Do not let your fire go out, spark by irreplaceable spark, in the hopeless swamps of the approximate, the not-quite, the not-yet, the not-at-all. Do not let the hero in your soul perish, in lonely frustration for the life you deserved, but have never been able to reach. Check your road and the nature of your battle.
The world you desired can be won. It exists, it is real, it is possible, it is yours..~Ayn Rand
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