When I worked I was a member of various schemes attached to my work place and trade union: accident, third party liability and so on.

The only one I have now is the flat contents. And I'll get a travel one if I go outside the UK (I usually forget for travel within UK but I know I should remember it).

My question is, now I'm over 50, diagnosed by my GP to be bipolar and awaiting an investigation into epileptic-like seizures which I had from an early age, I can join organisations for all those things and can get specially tailored insurances.

But, which should take precedence?

Should I as a person in all those categories take out ordinary over 50s insurances for accident, liability, travel and flat contents insurance or the epileptic ones or the bipolar ones or a mixture of all three?