Well, Pat Sarah and sleeps. It's a definate. My son was uninsured from Oct 25th to today. I borrowed $400.00 from a friend, had a check from my son for $70 he owed me and I put in $130.00. Now my insurance is paid for three months and his is okay through this month.

I called the state police and asked to speak with a sergent. He was kind but not the one who had been on the night my son hit the cruiser. He said that it is at their discretion whether or not to give someone a ticket for driving without insurance.

I got a call on the way home and it was the right sergent. I told him the story and he said he personally had no problem with just letting us pay the damage but he had to kick it up and they would review. The damage to the cruiser is $3,000 dollars. Hubby has $2000 in flexible spending we can try to get and the other thousand we will have to borrow.

I feel like life's most major screw up. I decided today to have all of my check go to an account and have automatic bill paying set up out of it. I just did the math and it is tight. Probably have to take out a few things like prop tax and lower the oil pay.

I want to scream. I do have some relief but I feel awful. I need to sit down with someone with a brain and do the math and set up the direct payments. I already pay our mrtgage, the credit card bill(hudge) and my spouse's legal restitution out of my check.

Hubby can buy food and gas. Miscellaneous. I am tired and sore and really confused. How to get throught this?