One of the problems with urgency is that if it DOES turn out that I need to sell my house, it is something I know I can't do on my own (even if the depression is OK, the arthritis and other stress would be unbearable for me) and I've learned over the past two years that those people who are there to help me won't actually be around when the actual "helping" needs to be done. So if I can have help with it now it may be more doable that trying it on my own... and so now I've discovered that the "help" that I have available to me through the program is only available until the end of November.

Pressure.