Hi myself, I haven't made the decision yet... when I bought this house I was definitely able to afford it comfortably, I made sure of that before I purchased. It is just that my financial situation has changed because of my depression, and since (also because of my depression) I haven't been able to stay on top of my finances I really have no idea if I am "affording" it now or not. I was making a lot more money right before my depression hit, and right now I think I am making about the same as I was making when I bought the house so in theory it should be working out. I just don't know.

I'd hate to give it up if it turns out I can afford it. And I hate now suddenly having to rush to see what the case is. And the stress of it all.

I am completely on my own... no family or anything for support or backup... and because of that it was an EXTREMELY difficult road to get from where I was to the point where I could get a house. If I lose my house I will be back at that starting point, very bad credit (that it took me many years to fix) etc... and I did that without the "benefit" of arthritis and depression and the fact that I am older now... it took me about 15 years to get to the point where I had my own good credit, car, home... in another 15 years I'll be 60 years old, so I don't even think that would be a goal for me anymore. And I don't even have the friends in my life that I used to have... my goals have always been oriented with sharing my fun and experiences with people, and with that largely gone I don't know what my goals would be if I lost this house...