Hi Oceansend,

I do appreciate how anxiety-inducing filling out an application for health insurance can make us! We want, we need the health insurance!

The only things that underwriting can go by is your application and scrupulously pouring over any medical information (as of the date of your application) that they can get their hands on.

I always think that it is wise to have a Plan B and a Plan C in the event our first choice does not pan out. You may want to consider applying for other coverage as well. HMO's, although generally more expensive are usually more inclusive.

Good Luck! Hugs, Laurie