(((bluemonkey2))) I'm so sorry to hear of your situation. My husband was layed off in May of this year and hasn't been able to get fulltime work but has been able to get some projects done for people so that has helped up and we are floating right now. It's scary times with young kids. There are so many people out there like us.

I know you've probably exhausted all possibilities at this point but is there any chance you can relocate?? - I'm not sure what field of work you are in but perhaps there's a family member that can help you out with relocating somewhere else where there is work?

I hope you don't take my suggestion as simple solution. i'm coming from a good place and hate to see people hurting.

Wishing you comfort.