Please can I take members step by step through the situation especially people in countries which do not have medical insurance as indicated in my thread title.

I need your insight & opinion if you were in this situation or if you work in the insurance field.

Do I in fact pose insurable risks at all any different from the average?

Saga offer contents, liability, travel and accident insurance for over 50s,
MDF ,, ,, ,, ,, ,, ,, ,, ,, ,, people with bipolar
EA ,, ,, ,, ,, ,, ,, ,, ,, ,, people with epilepsy (rather loosely defined)

Is it all right to take out all policies as long as I don't claim on more than one for any specific issue?