file a complaint with your state dept. of insurance - cc; the governor's office, the attorney general's office, the district attorney's office, the office of the inspector general, the consumer services department.

if possible - write a web letter. sometimes it can be more effective if they think it is going to be published on the www right along with scanned copies of the claims, their denial letters, etc. (redact personal info though)

if you are ok with it - send a copy to the newspaper - call the consumer hotline of your local tv news - send a copy of the complaint to all your state representatives.

the court of public opinion can be pretty effective. if word gets out - less people might buy their insurance.

tell everybody you know - spread the word. when we had an issue with a doctor - we even told the cashier at the grocery store and the waitress who served our lunch and the person in line in front of us. we might ask one simple question like 'have you ever heard of "dr. so and so"? when they say "no" we would reply "UNFORTUNATELY - we have". enough said.

"never underestimate the power of the consumer. " theangrypatient.com