If you saw the recent remake of Titanic, then you might remember the scene when the rats are running to get off the ship.

I saw the rats running to get off my ship like 2 months ago. I just ignored it. Telling myself, one day at a time...etc. What a load of crap that turned out to be.

So I find myself today, sinking quickly and I am not the only one.
Let's take at look at the looming diseasters shall we;

A. Wife's car will probably be repo'ed any day now.
B. Facing first potential snow storm next week and my car's tires are horrible and the brakes are just as bad. I have no money to get them fixed. And I still have to drive 90 miles a day to work and back.
C. Natural Gas service will probably be disconnected in next several days.
D. Christmas is coming and we will have no money to buy our kids presents this year.
E. Food. What food?

And all of it, my fault. I never got a better job to support my family and now my wife and children will suffer.

Not so good for a guy who suffers from depression and anxiety.