In October my T scared me by telling me that my insurance said that my 20 visits were up and I couldn't have more until January. That was incorrect. They needed her to fill out a form as to why I needed more sessions. She did it, and they gave me 20 more sessions. Apparently this is the way it works, and almost always 20 more sessions are granted.

It IS scary, though. I was petrifed!! Don't worry too much because insurance--is it Blue Cross?--just does it that way.