Quote:
Originally Posted by ariatboot
My insurance company has a thing where after 20 therapy sessions my T has to fill out a treatment plan so they can determine whether they will continue to pay for my sessions or say I don't need them any more. I am extremely anxious about this. I am not ready to be done with therapy and my T agrees but what will I do if my insurance company decides I don't need it anymore? I don't think I can cope with that right now. I have been in therapy for the last 3 years, on and off and the prospect of it being completely terminated by my insurance company (people who have no clue who I am or what I'm going through) is completely terrifying to me. How am I suppose to cope if my therapy is stopped abruptly? Has this happened to anyone else?
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I find insurance companies abhorrent, and whenever possible I seek to pay out of pocket.
Really, who is an insurance company to tell the clinical, educated, board certified therapist what is NEEDED or NECESSARY anyway? Insurance companies are all money making schemes. Just like hospitals, offices... all about money, not health. Good money buys good healthcare... blagh
okay I'm getting paranoid now I'll stop.
I think you should speak with your T about this. I think he would be the best one to discuss options with and can provide support.
And I have had my insurance terminated before when I lost my job. I had to pay out of pocket after that or go without because I wasn't willing to change T's. My T did charge for a 45 min session though even though I have 90 min sessions. Your T is probably accommodating too?