No, I didn't know. Your explanation was very difficult to understand for me (my problem, I'm sure), but I tried my best to give help. Where I come from, when someone says they want coverage for epilepsy and bipolar, that is called health insurance. I guess our systems are just very different. I'm still confused--if you're not looking for health insurance, what kind of insurance are you looking for? You mention travel and "contents" insurance, but that just doesn't seem to fit. Why would that be related to your health conditions? Are you thinking the rates for travel and contents insurance would be different if you have bipolar or epilepsy? Never heard of that. In my experience, you just purchase travel and property insurance and are never asked about your health. Same deal for auto insurance.Good to get more explanation of what you were talking about. Do you think these insurance agents would know the answers to some of these questions?