I am so sorry to hear this....You may be able to get a forbarance (sp) on the student loan should it ever pop up on you..I know someone who keeps getting one now for and its been 7 years of it ....Also can you apply for off beat grants and loans? like Tylonal use to and most likely still does have a grant they give .....Still you are getting the shaft....I know I fall through all the cracks
HUGS AND CONGRATS ON THE MARRIAGE...SORRY ON THE REST