I am all consumed, but not with anger...with total fear. I am trying to hold it all together, but I just don't know how much longer I can take dealing with all of this. I had the information that proves I was in the right...WHAT MORE do they need? I just am so at a loss. I have not received a paycheck since the middle of September. Getting this unemployment, while it would be modest, would really really help us tremendously.

I have also been calling Bank of America, they are the company that has the loan on our house. There is a loan modification that we qualify for since I lost my job. I have been calling since September and they have not sent me the paperwork. I have now called 5 times. Today I spoke with a manager and I told him that when I called the news it will be sad that the reason I give for losing my home is because Bank of America never sent me my paperwork and that they could trace all the calls I made to BOA on my phone bill trying to get help. The manager said he would "try" and see if he could overnight the paperwork and I said why is there a "try" and he said well I will have to review your account and I said well it should be up in front of you right now. So he said well yes, but there are other circumstances we look at. And I said like what...well, he said like are there other people living in your home that make money? And I said yes, but my not working and has made it impossible on us. And he said, I see, but there is someone working. I said, is that the issue? We BOTH have to be unemployed now? That is NOT stated in the program guidelines which I qualify for. It states one person unemployed. He said I will have to further review your situation and call you back. Guess who did NOT get a call back. This was my 5th call in 3 months and I was speaking to a Manager that I waited 30 minutes to speak to. What am I supposed to do now?

At this point I have no idea how I am holding it all together.