Quote:
Originally Posted by ECHOES
This is how the insurance companies will get around the parity laws.
Parity only applies *if* the policy covers mental health and substance abuse, and applies to plans with anniversary dates 7/1/2010 and after.
The way to get out of this is to drop mental health/substance abuse coverage altogether.
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ok thanks another good clarification
i guess decision comes down to whether presumably extremely high insurance rate that covers mental health is worth it vs. paying out of pocket with no coverage for psychotherapy