yeah, I know -- it's rough, to say the least. While my husband was in his multi-year MDE, he went for about a year without having any health insurance, and without a job, I had to pay for all of his care, and when I finally was able to get him a policy (not easy, considering his mental health history), mental health services were excluded for 6 months. I'm now in his boat -- with all of the counselling and now Lexapro on my history, there is no way I'd be able to get a decent policy if I decided to switch providers. My life insurance is even more expensive because of the 6 months I took Lexapro while recovering from what I considered to be almost a crisis. You'd think insurance companies would be GLAD that we are getting treatment instead of going postal.