I understand where you are coming from. My husband and I were served forclosure papers several months ago. Now we have a court date in July. This process takes a long time and the mortgage company doesn't want your house. Our company has been very difficult to deal with but the help of a legal aid lawyer we have gained a little head way. We are working toward a loan modification and now that my husband is working again (after nearly 2 years unemployed) we are hopeful that a modification can occur before we actually get to the court date.

Hang in there.