Like your post....contains lots of good information on many different subjects that have to do with our own Destiny.

On just the subject of life, it is a major conflict between me & my soon to be x-husband (after 30 years of marriage). I have been tolerating it for too long with out "doing something" to end it. The discussion of things just happening to you are probably the major subject of most of our arguments. When someone feels that they are owed something without having to work for it of take any positive action to make things work out.....they refuse to take charge of their life.....thus whatever happens will happen.

I have always felt that I am the only one that can make my life work out & even my pdoc has realized that is my phylosophy......then add to that the fact that meds don't work.

The problem with medical insurance is tough even when you have insurance.....then when limited to medicare, it really hurts. I was at the point of bankrupcy from all my medical bills but they will be paid off when I get divorced, sell the house & pay off the bills before splitting up the rest of the money. The cost of meds does hurt. I don't qualify for any other help because of owning property. My pain med for my migraines costs $900/month. The pharmasutical company would help if I didn't have income but my IRA was considered income when I took it out to pay my bills.....thus I have income....until now when it is all gone because they wouldn't pay for my med as long as I had income. Now the money is all gone so in about 1 year when my income tax no longer shows income, I will qualify for them paying for my meds.....hopefully they are working fine by then. Having to be hospitalized hasn't always been my choice....so the expense it there....not an option. I even tried to get secondary medical insurance but couldn't qualify because I have been hospitalized many times in the last 2 years. Go figure....that is why I need the insurance but why I can't get it.

There may be things that we can't take charge of......but the overall end result takes planning & strategy to end up there successfully. It takes doing something positive everyday....(maybe taking a day off now & then to do nothing), but we are the ones that have to make our goals & take the positive steps toward getting to them, thus taking charge of our destiny. Sometimes the rough roads on the way are learning tools that teach us what we have to do to get there successfully.

I really wish my current husband would realize what life is all about (by 53, you wouldn't think I would be married to a child). He never takes responsibility for doing anything & is always complaining because things happen. I have spent 30 years around that negativity & am going to sigh with relief when I no longer have to live around it. That is my way of taking charge of my destiny too......along with hundreds of other things I have on my list to do.

I am researching horse dressage training around the different states, then researching the ranch property in that location to find the best solution for my retirement location where I can finally live a peaceful life. Sometimes the job of taking charge of our destiny is a hard, complicated job....not easy, which may discourage some, but I find the challenge satisfying when I finally accomplish it.

That is kinda like getting your PhD......a lot of work, but the satisfaction when you accomplish it must be wonderful.

Good post, good subject,
Debbie