Yes. GO to each of the 3 credit bureaus Trans Union Equifax and .. the other one. YES you may receive a free report from EACH one of them ONE PER YEAR is free. ALSO whenever you are turned down for credit, you may receive another free report from each one of them. Some can be done online and allows viewing it for a month online... and one allows you to print it off (but they will mail them too..) Read the directions, and keeppushing through and do not agree to pay if it is your first reports in a year or you know your hvae entitlted. Federal Law requres they to provide free one a year (each of teh bureaus as they carry different information sometimes..) good luck.