Hubby and I saw our marraige therapist last Wednesday. We realized on Friday that our T never gave us "HOMEWORK" to do like he usually does. So I called Yesterday afternoon when I thought about it ,even after I was over there just an hour before! lol!! I left him a voicmail and he just called me back. I think he gave us more homework to do that he ever has before! This is absolutely too much ! lol. Our big thing we are working on is our budget. We got a bit of the budget we are going to do down. Just barely starting to enforce it now. So now we need to look at my income from my candle business . Which it is going ok. I've had a few parties and such, but I know its going to slow down here after Christmas and all. I am terrible at math. Just horrible at it! And now he wants us to figure out the percentages of what part of my income will go back into the business and what will go toward paying hubby back for the amount he let me use out of our checkbook for the intial start up fee for the kit. I have to figure out profit percentages too. Also any money leftover at the end of the month (Spendable income) we have to figure out what goes into the savings,retirement fund and what we get to use as mad money. And I know hubby's hair will stand up at that one. He wont want any mad money available at all ! We also need to work on the Savings allocation sheet and think about what we need to save up for .. like if anything goes out.

I am sorry I know most of this is prolly everyday stuff for you guys. But I was never taught how to do this and I am not good at it. I am very intimidated by it too. It just seems to be too much to handle and I am really starting to freak out here! Gosh how I wish I had been able to grow up with better family dynamics than what I had. BAH!!!!!!

Bethy