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Old Dec 28, 2010, 12:53 PM
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skeksi skeksi is offline
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A huge aspect of the law is also that it eliminates separate deductibles for mental health coverage. For example, I used to have to pay my medical deductible and then I had a mental health deductible as well; now I just have one to pay for both.

The law ensures parity, so the wording specifies that mental health visits can't be limited unless physical health visits are subject to the same regulation. I do still have a maximum number of visits per year, but it is such to allow for weekly therapy--twice weekly visits would not be covered, though, so my coverage is not unlimited. I have a limited number of visits to certain other specialists, so this appears to demonstrate parity--they aren't restricting my mental health treatment any more that they do other health treatment.

I would love to hear from people who work in mental health who are more familiar with the law.
Thanks for this!
learning1