Um...not sure what your post has to do with no insurance or the sanity score section? Do you mean health insurance?
This thread will probably get moved, but I would like to help if I can. Once you have reached 5 posts you will be able to have access to live chat which can of help to you to talk to someone "live". It works well for many people. Feel free to PM me when you need to talk to someone, I am usually on.