Hello, Amy. Once you have accepted the life you have is a source of distress, the threshold inquiry is to think about what needs to change to ameliorate the distress and enhance the meaningfulness. Perhaps the dimensions of wellness may work as a framework for looking at change and meaningfulness:
http://www.uic.edu/depts/wellctr/dimen.shtml
Once you have gone through this process, you might talk to husband. More particularly, you might ask him if he will work with you on issues that involve you both. You might even ask him if something occurred in his life that explains his blase attitude towards sex. Find out if he would be willing to see a therapist about what he might do to make your marriage more sexual.
This might not be something you want to do right now. Sometimes the fixer in me tramples on the listener.
Be well.