My brother is a video game nerd and owns a program called RPG Maker XP and offered to teach me to use it. The problem is, I am not really sure how to make the idea we were talking about happen.

I want to make a game about someone with paranoid schizophrenia, however the problem is that I am just no good at art at all. I have the music and everything, but I can't draw the characters.
Any ideas where I can find someone to do this for me cheap? Free hopefully since I am currently unemployable.