I am sorry you feel that bad
It`s well known feeling to me - being stuck among needs, payments, obligations....and be frozen...and consider computer your "best friend".

Five years ago I used to spend 24 hours playing games or just "doing nothing" (chating, surfing) on Internet.

The Person who helped me a lot to overcome such crisis was (and still is) - MY DOG.
I had to walk her, I had to feed her...we walked a lot, sometimes we spent all day outdoor. So, my advice is - if you still don`t have a dog - find one. If you already have a dog try to spend more time with him, playing, walking...instead of sitting on computer.

Second .....try to read ...books are great cure for mental crisis.

Maybe it seems impossible right now but - try...Try talk to people, speak about your planes (so you can`t avoid fulfilling them).. Just get out from the house...the closed space has killing influence. Go out and get some fresh air...run...jump...behave like a child.

I deeply believe that most of people here are not "ill" but just have different sensibility, different potential of those they are expected to have. The XXI century is very hard to survive, you need to be cold and selforiented...otherwise you are lost.

I understand you and wish you all the best. Take care and inform us how you feel.