Hi, Desirae!

I agree with all the prior posters. Just wanted to add a thought:

There are two "kinds" of depression - depression that is "situational" (ie death in the family, the holiday season for some otherwise non-depressed people, job loss, those types of things).

Then there is the depression that is an illness - a chemical imbalance in the brain. That is a physical illness and all the talk therapy in the world, affirmations, whatever, will (in my opinion) be more frustrating. It is like someone with diabetes wondering if they are strong enough to overcome diabetes by themselves.

I was in therapy for several months when my T. identified that I had the illness of depression rather than situational depression (I was going through a divorce at the time, so it was hard to distinguish, but I had been having intermittent depressions since my early 20's.)

That is why I feel it is so very important to see a professional who is trained to make that determination. Understand about the car/insurance thing. If it can be worked out, there are generally some county mental health agencies in addition to the great suggestions above!

And as others have said, we're here for you as well.