I'm so sorry! It might still be worth a call to an attorney. Sometimes you can contest this stuff. HUD is another option. They have to help you for free.

I've been where you are though--totally overwhelmed. So I know how frustrating it can be when people say 'try this, try that' and you feel completely tapped out.

I hope you will call someone though. It helps to at least have someone listen, even if no solutions are obvious. I lost my home to foreclosure and went bankrupt in 2009. It came out OK in the end, but I landed in the hospital in January over all the stress. Had a major depressive episode and a reaction to a med. So I can at least empathize. It really IS hard.

Just take care of you as best you can. That has to come first.