I was wondering if anyone knew of a life insurance company that will accept someone with a mental illness and a history of suicide attempts, years after the suicidal thoughts are gone and the person is stable.

I'm considering starting up my own business, but one thing holding me back is the fact that I'd lose my group life insurance at work. We are heavily in debt and my family needs income replacement if anything ever happens to me.

I'm not suicidal nor am I looking for the insurance to pay if I do become suicidal. I want it to pay if I get cancer or die in a car accident.

The best I can get is AD&D insurance, which does cover a lot of the things that could happen to me at my age. But it's very possible that I could get some disease like cancer and die early, leaving my family penniless.

I'm obviously at a point where I realize what my actions could do to my family, and the thought of suicide sickens me.