These are very tough times for most everyone. Everyone has different degrees of misery ~ and different techniques for working through their stress. There are healthy and unhealthy ways to work through stress. Those are the facts. These facts can be pretty depressing.
The question of realism comes in when you bring up future. None of us know anything about the future. Logically, there are always little good things that still occur in our lives. Thank goodness for that!! While we don't know if things will start to look up for us financially (or health-wise) as the years pass, we
can realistically expect more changes to come.
Good and bad changes will come to all of us.
Hopefully, more good changes will come and we will better at working through bad times. This will make our lives happier (or less miserable ~ whichever way you want to look at it). As you can see, the words commonly go together...but they aren't the same. Know what I mean?
Very best wishes to you ~ I hope that things do improve soon!