I'm so sorry that you are struggling so much right now. Everybody makes mistakes. You shouldn't beat yourself up over all of this right now.

You need to go to the hospital. I know every hospital has special programs for people who cannot pay or are on a limited income. You can request a form from the billing department and either get a reduced rate or free services. You def need help with that cut right now.

Hang in there. Things will clear up.