Wow. I'm glad you're okay. I can't believe they gave you a ticket--talk about adding insult to injury.

I live in the midwest, too, and have had two minor car accidents this winter. This has been a rough winter, and it seems like states are skimping on road crews because of the lousy economy. Like you said, a spinout like that could've happened to anyone.

Even a small crash is so emotionally jarring that it's likely to send you into a tailspin. Try to be gentle with yourself and understand that you'll probably have a few rough days where your feelings get the better of you. And the insurance companies won't make it easier--it's like it's their job to add complications!

It sounds like you've already got a lot on your plate, and it stinks to have one more dropped in your lap. You can do it. One day (or hour) at a time. Sending good thoughts your way today.