(((((((CharlieJ)))))))
I'm sorry you are having such a hard time right now. It is a lot to balance multiple commitments. My suggestion would be go to the dentist. Getting your physical pain taken care of will make everything else easier. Your debt counselor wont expect you to be sitting by the phone waiting. If he hasn't gotten back to you before you dentist appointment, then he can leave a message and you will get back to him afterwords. Or you could call him and leave him a message saying: I have a dentist appointment and will be gone from X time to Y time. Please know if you call during this time I will not be able to take your call but will get back to you as soon as possible. That way he knows that you are waiting for his call, and if he can, he will hopefully call at a time you are at home. That is my suggestion.