Maybe you could use a mix of methods to pay until you hear from the other insurance. Your current insurance pays for 24/yr which is about one session every 2 weeks. So maybe you can keep doing two a month that are paid for by insurance, and you pay for one session a month yourself with cash you earn at a job you have at school (if you don't have one, this will be incentive!), and maybe you could ask your mom to pay for one session every 2 months. This would give you 7 sessions every 2 months, which is practically every week. I am sure your parents would appreciate that you will pay for one of your sessions each month. And hold off for now on the twice a week sessions. You really can get a lot of good work done going just once a week. Sorry things are so tough right now. Hang in there with this. It sounds like it is very much worth it for you to keep going to therapy.