Is this a small claims? In most cases your income does not enter into whether or not someone will seek a judgement. In some cases (like medical bills) the judge used to take things like income and expenses into concideration when issuing a judgement. I do not know if that is still the case.

I know when we looked into filing a civil case when my daughter was injured the lawyer we went to was looking for the deepest pockets and easiest case. Rather than sue the person at fault, the lawyer wanted rather to sue my in-laws' home insurance (the injury took place on their property but they were no way at fault).