There are not two separate truths in your example, Sky. The statement "Everyone can travel to Wisconsin on the train" is simply false. If a person presents it as fact, they are in error. (If he knows he's in error, then he's telling a lie. If he does not know that he's in error, than he's simply mistaken. In neither case does it become "his truth".)

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But it encompasses more than a belief,imo

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I agree. Truth isn't a belief. A belief is something that can either be true or not. In the example stated above, the original person believes everyone can take the train to Wisconsin. This is not true. You believe that you cannot take the train to Wisconsin. This, I think, is also not true because you logically could take the train to Wisconsin. (Someone could drug you, for example, and place you on the train. You'd wake up at your destination, and ta-da: you've taken the train to Wisconsin alone.) The belief that you have that is true, however is probably something along the lines of: If I tried to take the train to Wisconsin alone, XYZ would result and I'd probably get off the train before it left the station.